Investment Management in Kansas City

The SEC’s EDGAR has streamlined the accessibility of corporate filings that are essential to investors. Electronic corporate filings became mandatory in 1995 to ensure that certain information about companies was available electronically.

Companies have been required to disclose certain information since 1933, but the electronic advancement of EDGAR made this a much more efficient and accessible process. Paper communication before EDGAR didn’t move very fast, so making the right investment could take much longer.

Factors that can affect your investment decision-making include:

Investment Objective: The purpose of an investment determines whether it will be short-term or long-term. The objective of an investment is the foundation for fund allocation.

Return on Investment: The profitability of an asset or security is eye-catching. Investors want to know how much they can potentially gain from an investment.

Return Frequency: The number of periodic returns an investment offers. Most investments yield returns monthly, quarterly, semi-annually, or annually.

Risk Tolerance: This refers to how much you’re willing to lose on an investment and whether you feel that the possible reward is worth it.

Taxes: Investors avoid assets or securities that are heavily taxed, as this can make them more of a liability.
Safety: An asset’s transparency in a financial disclosure has to follow regulatory frameworks to be considered “safe.”
“Unsafe” assets can be harder to track the value of.

Volatility: You need to keep track of market fluctuations and plan investments accordingly. Market changes can offer major wins or losses for your securities.

Liquidity: The withdrawal restrictions and penalties of an asset can determine the ability to withdraw money before maturity. This is important for determining the funds that you can fall back on when withdrawing from an investment during an emergency.

Inflation Rate: Investors must evaluate securities and look for ones where their returns surpass the nation’s inflation rate.
People can put together a portfolio that addresses these factors with investment management in Kansas City at Schwantes Financial.